Choosing the Right Mortgage Product for Your Property Journey

Why It Is About More Than Just the Cheapest Rate

Many investors focus on finding the cheapest mortgage rate, but that is not where the real opportunity lies. What matters is choosing the right type of mortgage product for your situation.

This video explains the three main types of mortgage products you need to understand and how to use them strategically to build your portfolio.

What You Will Learn in This Video

You will discover why the right mortgage type can save you time, money and stress.

• Variable rates – why they are useful when buying tired properties that you plan to refinance after adding value

• Tracker rates – how they follow a base rate and why they might suit you if you are confident about predicting interest rate movements

• Fixed rates – why they provide stability and security, and how they act like an insurance policy against rising rates

You will also learn why thinking ahead is essential. The product you choose now needs to fit your exit plan, whether that is refinancing, holding or selling.